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How do I remove the agent/advisor’s name during an online policy renewal of a health insurance policy as the advisor is not giving any service to me?

Posted on January 1, 2021

You can assign a new advisor though a change of agent or broker of record letter. The insurance company can provide you with this form.

Is Allstate expensive compared to other car and motorcycle insurance companies?

Posted on January 1, 2021

It really depends upon which rating tier you fall into. Insurance companies file their rates with their local state insurance departments.  For example if you have a great credit score and clean…

Is life insurance a good idea for folks over 65 years of age?

Posted on December 30, 2020

Yes, if you still have a mortgage, debt or financial obligations that your family will be left with when you pass away.  I have a client who is 70 and his daughter…

How do people shop for auto insurance?

Posted on December 30, 2020

In a digital age most people shop online for auto insurance, however agents like myself can do the shopping for you, we know who has the lowest rates and best coverage options…

Do you need insurance for a courtesy car?

Posted on December 30, 2020

Your existing auto policy would provide overlap if you were injured. If you have comprehensive coverage and collision physical damage would also be covered. However, the company that provided you with the…

What perils does homeowners insurance cover?

Posted on December 28, 2020

Broad polices cover – Fire, Wind, Sleet, Hail, Aircraft, Vermin, Rain.  Special Policies which are most HO-3 forms are ALL Risks with specific exclusions to Ordinance or Law, War and Military Action,…

What is an HSA account, and how does it work?

Posted on December 25, 2020

You will require a health policy compatible with a Health Savings Account (HSA). When you purchase the policy the insurance company will indicate if it is HSA ready. You can set up…

What is the best company insurance company to insure a yacht or boat over 50 feet in length?

Posted on December 25, 2020

Chubb Insurance Company is one of the best insurance companies for high value assets. They have an extensive policy for Yachts with additional coverages. Yacht Insurance | Chubb https://www.chubb.com/us-en/individuals-families/products/boats-yachts/yachts.html If you need…

What qualifies a child as a dependent for health insurance?

Posted on December 12, 2020

Birth Certificate Guardianship Tax Return Under 26 and still in college. 

Does Geico own Liberty mutual?

Posted on December 12, 2020

No, Liberty Mutual owned by its policy holders, hence the name Mutual. They also own Safeco a leading Auto insurer similar to Geico.

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