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Month: January 2021

I invented a medical device, and I want to know how do I get it covered by insurance companies so consumers may be able to use it at little or no cost?

Posted on January 9, 2021

First, you will need a products liability policy. Insurance is costly for any medical device if you are operating in the USA. Depending upon the nature of the device, premiums can run…

What is the cheapest car insurance you can get liability coverage with?

Posted on January 8, 2021

It all depends on your driving record and past claims in the last 39 months. You can get the lowest limits of liability coverage at $25,000/$50,000 Bodily Injury with $25,000 property damage,…

If my heater stops working during the winter months, would my renter’s insurance cover additional living expenses?

Posted on January 8, 2021

Possibility, Only if the heater stopped due to a fire, flood or caused freezing pipes that burst requiring you to see and alternate living location. It would have be caused by a…

How do I remove the agent/advisor’s name during an online policy renewal of a health insurance policy as the advisor is not giving any service to me?

Posted on January 1, 2021

You can assign a new advisor though a change of agent or broker of record letter. The insurance company can provide you with this form.

Is Allstate expensive compared to other car and motorcycle insurance companies?

Posted on January 1, 2021

It really depends upon which rating tier you fall into. Insurance companies file their rates with their local state insurance departments.  For example if you have a great credit score and clean…

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