Yes, if you still have a mortgage, debt or financial obligations that your family will be left with when you pass away. I have a client who is 70 and his daughter…
Month: December 2020
How do people shop for auto insurance?
In a digital age most people shop online for auto insurance, however agents like myself can do the shopping for you, we know who has the lowest rates and best coverage options…
Do you need insurance for a courtesy car?
Your existing auto policy would provide overlap if you were injured. If you have comprehensive coverage and collision physical damage would also be covered. However, the company that provided you with the…
What perils does homeowners insurance cover?
Broad polices cover – Fire, Wind, Sleet, Hail, Aircraft, Vermin, Rain. Special Policies which are most HO-3 forms are ALL Risks with specific exclusions to Ordinance or Law, War and Military Action,…
What is an HSA account, and how does it work?
You will require a health policy compatible with a Health Savings Account (HSA). When you purchase the policy the insurance company will indicate if it is HSA ready. You can set up…
What is the best company insurance company to insure a yacht or boat over 50 feet in length?
Chubb Insurance Company is one of the best insurance companies for high value assets. They have an extensive policy for Yachts with additional coverages. Yacht Insurance | Chubb https://www.chubb.com/us-en/individuals-families/products/boats-yachts/yachts.html If you need…
What qualifies a child as a dependent for health insurance?
Birth Certificate Guardianship Tax Return Under 26 and still in college.
Does Geico own Liberty mutual?
No, Liberty Mutual owned by its policy holders, hence the name Mutual. They also own Safeco a leading Auto insurer similar to Geico.
Where do I appeal after insurance ombudsman disposed my case?
In the US, you can contact the Department of Insurance or Financial Services. You can always enact a lawsuit or place the insurance company on notice for failure to provide insurance or…
Does having insurance in the US give you a benefit at all?
If you are a business and want to do business in the USA, then Yes! Claims or suits brought within the US would be covered. Please note that typically this also requires…