Insurance Help and Questions

If you’ve recently had to insure your car, you’ve probably noticed that your premiums have risen in comparison to the previous year. Rising used-car values and the rising cost of replacement parts have both contributed to higher premiums.  So, if your car insurance is up for renewal, here are some tips to help you get […]

Did you file a claim with your car insurance company and have it denied? Learn the top eight reasons why insurance companies deny claims in this short article. Insurance Claim Denied Due to Your Fault in the Accident The first reason an insurance company may deny your claim (assuming you file a claim against the […]

While car insurance rates are lowest during your adult years, your premiums will rise as you age. Car insurance rates for seniors begin to rise around the age of 65. A 65-year-car old’s insurance costs on average $1,565. By the age of 75, the average car insurance policy costs $1,847. However, affordable car insurance for […]

This article will reveal Florida’s deadliest roads and share some of the state’s most frightening accident statistics, some of which may surprise you. Florida’s Deadliest Road Spreads Let us begin by listing some of the most dangerous roads, as determined by data from the Fatality Analysis Reporting System (FARS). • Pasco County: From Denton Avenue […]

To get cheap car insurance, compare quotes every 6-12 months, take advantage of all available discounts, and drop any unnecessary coverage types. Customers can save up to 35% with discounts, and insurers claim that drivers can save up to 20% by switching to a cheaper company. 1. Every 6-12 months, compare quotes. Every time you […]

What Exactly is Umbrella Insurance? Umbrella insurance is additional coverage that extends beyond the limits and coverages of other policies, such as auto or property insurance. If you don’t have the right level of coverage, your assets, home equity, retirement savings, and other assets could be at risk from personal injury and property damage claims. […]

A state may require five different types of insurance coverage. Except for Florida, every state requires bodily injury liability insurance (BI), and all 50 states and Washington, D.C. require property damage liability insurance (PD). Approximately half of the states require some form of uninsured/underinsured motorist coverage (UIM). Finally, only a few states mandate personal injury […]

It is critical to have adequate commercial auto insurance if you provide company vehicles to your employees. Here are six things businesses should know about company vehicle insurance requirements. Liability Protection is Provided by Commercial Auto Insurance Companies require commercial auto insurance because it protects them from liability if an employee is involved in a […]

Car insurance is required in nearly every state to protect drivers on the road financially in the event of a car accident. According to the Insurance Research Council, one out of every eight drivers is uninsured. Driving without car insurance can have a number of negative consequences, particularly if you cause an accident. Although the […]

Most companies make it simple to change your current car insurance policy because your coverage needs have changed or to switch insurance companies to save money. Here’s what you should know before changing your auto insurance policy. Is It Possible To Change My Auto Insurance Policy At Any Time? Yes, in most cases, you can […]