Insurance Help and Questions

Car insurance companies keep track of their customers’ driving offences in order to calculate rates. Each auto insurance company has its own system, but excessive offences and claims can result in higher premiums. This is especially true if you’ve been convicted of a serious offence, such as a DUI or DWI. Driver’s licence points are […]

You can save time, money, and hassle when shopping for car insurance online by doing your research and comparing quotes. Insurance can be purchased online in minutes. Can I Purchase Auto Insurance Online? Yes, it is possible to obtain car insurance online. If you’re prepared with basic information about yourself, your driving record, and your […]

By going online and requesting an instant quote, you can get same-day car insurance from nearly any major auto insurance company in a matter of minutes. Your new car must be insured before you drive it off the lot. The good news is that you can now obtain car insurance if you require it immediately. […]

What is Non-Owner Car Insurance Policy? Non-owner insurance, also known as non-drivers insurance, covers bodily injury and property damage when driving a vehicle that you do not personally own. So, if you get into an accident with another driver and are found to be at fault, your non-owners insurance policy will protect you from lawsuits, […]

Most insurance companies in the United States provide car insurance to tourists, but you must have a valid driver’s licence. Your original licence may be accepted depending on your home country, or you can apply for an international driving permit (IDP). Standard policy terms for foreign drivers purchasing car insurance in the United States are […]

Each state has its own time limit which specifies how long you have to file a claim or lawsuit and varies depending on the type of claim, such as bodily injury or property damage. Most states allow you two years to file a car insurance claim, but depending on where your accident occurred, you could have […]

Proof of insurance can take several forms, but it is essential for all drivers to have. You will be required to show it if you are pulled over, involved in an accident, or register a vehicle. The most common type of proof of insurance is a card mailed to you or printed out by your […]

Notifying your insurance provider that you have been in an accident is done through the procedure of filing an insurance claim. In order to pay any losses or injuries you sustain, the claim begins the process of gaining access to your benefits. How Are Insurance Claims Handled? A request to use your benefits is referred […]

You probably hope you won’t ever have an accident and need to make a claim when you purchase auto insurance. But you expect that your insurance will pay up if you ever need to file one. Unfortunately, insurance companies occasionally reject policyholders’ claims, frequently for valid reasons but occasionally not. It’s important to understand the […]