If you have a mortgage it is probably a term of that mortgage that you keep your home insured. In most cases, if you don’t provide your own insurance the mortgagee has…
What does an insurance policy for a boat cover?
Boat insurance for your boat, is basically identical to auto insurance for your car/SUV. You start with Liability Insurance to others, both Bodily Injury and Property Damage. The big difference is that…
Who insures insurance companies
Reinsurers may insure insurance companies but insurance companies “self-insure” or set aside reserves to cover any expected payouts under the policies. How it works: Sometimes insurance companies hold all the risk from…
Workers Compensation Insurance in North Carolina
Getting workers compensation coverage for contractors in North Carolina may not be easy. Try the following companies Here is what I found. North Carolina Home Builders Association https://www.buildersmutual.com/ https://www.ncfbins.com/ North Carolina Farm…
Why are insurance rates going up even when you have multiple policies such as a homeowners and auto policy?
Your insurance premiums, and the premiums of thousands of customers, go into a big bank account. For the small percentage of customers who have claims, these claims are paid out of this…
Progressive Auto and Home Insurance review
They truly care about their customers however profit is a large part of their philosophy. If you fit their preferred market, good credit, no tickets or accidents and have had higher limit…
Difference Between Business and Commercial Car Insurance?
If you drive your car for work, you should know the difference between commercial, business, and personal auto insurance. Making a quick trip to the store for something for the office isn’t a big…
How credit card car rental insurance works and 4 cards that have it
https://www.cnbc.com/select/credit-card-car-rental-insurance-how-it-works-cards-that-have-it/ With the start of summer just a few weeks away and vaccine distribution in full swing, the open road is calling out to many Americans. A spring or summer road trip…
Auto Insurance savings
New players have entered the Auto insurance marketplace with the goal of finding a “best” price “savings” and ”comparison”. While this may work for the technicaly savvy, please “beware” of auto insurance…
Which life insurance policy is the easiest to get?
Group life insurance is the policy easy to get. But, you can only get it through your employer or an association. There is no medical exam needed for this type of policy….