Will my claim be retroactively denied? Insurance paid a claim billed during the grace period after my COBRA (I had to stop paying premiums). The claim was preapproved before COBRA expired. Which date counts for eligibility: preapproval, or billing?

Health Insurance

I believe all claims paid are deducted by what is owed during the Grace period. Once you catch up paying the premiums, they will pay the claim in full. Essentially once you are in the grace period you are already in arrears.

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