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Category: Business Insurance

Who insures insurance companies

Posted on April 24, 2022

Reinsurers may insure insurance companies but insurance companies “self-insure” or set aside reserves to cover any expected payouts under the policies. How it works: Sometimes insurance companies hold all the risk from…

Workers Compensation Insurance in North Carolina

Posted on April 23, 2022

Getting workers compensation coverage for contractors in North Carolina may not be easy. Try the following companies Here is what I found.   North Carolina Home Builders Association https://www.buildersmutual.com/ https://www.ncfbins.com/ North Carolina Farm…

I invented a medical device, and I want to know how do I get it covered by insurance companies so consumers may be able to use it at little or no cost?

Posted on January 9, 2021

First, you will need a products liability policy. Insurance is costly for any medical device if you are operating in the USA. Depending upon the nature of the device, premiums can run…

Does having insurance in the US give you a benefit at all?

Posted on December 4, 2020

If you are a business and want to do business in the USA, then Yes! Claims or suits brought within the US would be covered. Please note that typically this also requires…

Nationwide

Posted on December 4, 2020

Nationwide offers all that you’d expect from an auto insurer, plus a few additional options and perks. Gap insurance pays the difference between the cash value of your car when it was totaled…

State Farm

Posted on December 4, 2020

State Farm Auto Insurance Company OverviewYear Founded: 1922Official Website: https://www.statefarm.com/Insurance Offered: Auto, motorcycle, RV, motorhome, homeowners, renters, and moreCustomer Service: 24/7 phone: 1-800-782-8332Key PointsState Farm is licensed in all 50 states, but coverage…

Does Geico offer general liability insurance?

Posted on November 22, 2020

They offer General Liability insurance through the regular insurance companies such as CNA, HISCOX, Hartford, Liberty Mutual….  However with that being said they do not have the same professional knowledge of General…

Will the insurance company be paying all the rioting and looting damage?

Posted on November 21, 2020

If the policy is in full force and special form, damage should be covered. Insurance companies could play games and say the building was vacant although, I don’t see that happening, it…

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