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Category: Agent-Broker Questions

Spousal Liability in U.S. Auto Insurance: What You Need to Know

Posted on August 29, 2023

Introduction Auto insurance is a complex field with a multitude of factors to consider. One issue that often leads to confusion is the concept of spousal liability. This is especially pertinent for…

What does an insurance policy for a boat cover?

Posted on April 24, 2022

Boat insurance for your boat, is basically identical to auto insurance for your car/SUV. You start with Liability Insurance to others, both Bodily Injury and Property Damage. The big difference is that…

Who insures insurance companies

Posted on April 24, 2022

Reinsurers may insure insurance companies but insurance companies “self-insure” or set aside reserves to cover any expected payouts under the policies. How it works: Sometimes insurance companies hold all the risk from…

How do people shop for auto insurance?

Posted on December 30, 2020

In a digital age most people shop online for auto insurance, however agents like myself can do the shopping for you, we know who has the lowest rates and best coverage options…

Is an insurance broker better to go to?

Posted on November 17, 2020

Yes, Insurance is very intricate and there are many policy exclusions which the ordinary buyer may not be aware of. With that being said brokers have access to many different insurance companies…

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